The Pennybacker Program

$5,000 - $50,000

18-42 months

True Leases

Broker Option

Equipment financing for business owners that have had credit challenges or other financial difficulties in the past 

What We Need

To submit a full credit package for underwriting review, we require:

  • Signed Application
  • Equipment Report
  • Credit Report
  • 3 Months Full Bank Statements

The Specifics

To submit a full credit package for underwriting review, we require:

  • Challenged, subprime credit
  • Revenue-based underwriting
  • Vendor/dealer and private party sales
  • ***Up to $100k ticket size for heavy equipment and vehicles under The Heavy Metal Program
  • No minimum credit score requirement
  • New and used equipment
  • Auto-draft monthly lease payments
  • True lease-to-own agreements with a 10% buyout at the end of the lease

Not the right program for you? Check out our other programs to find the perfect fit for your equipment financing needs.

360 Subprime

The Heavy Metal

Financing
$50,000 - $150,000

360 Subprime

The Sale Leaseback

Financing
$5,000 - $150,000

360 PRIME

The Brooklyn

Financing
$10,000 - $150,000

360 PRIME

The Golden Gate

Financing
Up to $10mil

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